The South African Medical Association (SAMA), is the representative body for medical doctors in South Africa.
This leaflet has been compiled in the interest of building and maintaining good doctor/patient relationships.
Compiled by the SAMA Coding Department in co-ordination with the Human Rights, Law and Ethics Department
The following information is made possible and compiled by the SAMA Coding Department
For all SAMA Guidelines and Policies as approved by SAMA Board of Directors, please click on the link below
THE SOUTH AFRICAN MEDICAL ASSOCIATION'S CODE OF CONDUCTFOR DOCTORS STATES:
CODE OF CONDUCT – SAMA MEMBERS
When determining professional fees, consider the financial position of the patient and discuss the financial implications of treatment options
Respect the rights of patients, including the right to informed consent, which includes discussion and information relating to their condition so as to assist informed decisionmaking.
Ensure that undue pressure from third parties does not influence patient management
Did you know?
Your doctor may only write the details of your illness on a medical certificate after you have given your permission.
USEFUL INFORMATION AND GUIDELINES FOR PATIENTS
Rights and responsibilities of doctors and patients
Medical Scheme Membership
- Always have your medical scheme membership card with you when you consult your doctor or other medical service providers. This will facilitate accounts processing.
- Check that your file is used when you consult your doctor and keep him/her informed of any changes in information, such as change of address and/or medical scheme options, etc.
- SAMA does not have price/tariff guidelines as we are prohibited by law to pronounce any tariffs. The doctor has to determine his/her own tariffs based upon his/her own practice costs.
SAMA does not prescribe any rates.
- When visiting your doctor he/she enters into a contract with you and not with your medical scheme, you remain responsible for payment of your doctor's account. Please check your
monthly remittance advice from the medical scheme to see if your accounts have been paid. Schemes usually settle accounts within 30 days after receipt of the claim.
Charging of Interest
- The interest that can be charged must be expressed in percentage terms as an annual rate
which rate must not exceed the applicable maximum prescribed rate as determined by the
Minister. The aggregate interest may also not exceed the unpaid balance of the principal
debt under the credit agreement as at the time the default occurs. The interest rate for
incidental credit agreements is 2% per month.
- Default administration charges can be charged provided they do not exceed the applicable
maximum for the category of credit agreement concerned. These charges may further only
be imposed if the consumer has defaulted on a payment obligation under the credit
agreement and if proper notice has been given (see Debt Enforcement below)
- Collection charges which may not exceed the maximum for the category of credit agreement
and provided that proper notice has been given (see Debt Enforcement below).
In respect of an unpaid amount, recovery of a fee, charge or interest can only occur if the credit
provider has disclosed, and the consumer has accepted, the amount of such fee, charge or interest,
or the basis on which it may become payable, on or before the date on which the relevant goods or
services were supplied.
- It is acceptable to negotiate fees for services or procedures with your doctor. Most
practitioners are willing to give a discount for services rendered, but they are not obliged to
- A doctor or his/her staff can give estimated costs for further treatment, but precise amounts
can only be given after the actual service was rendered.
- The practitioner may not commence any legal proceedings against a consumer to enforce
the agreement before first providing a written notice to the consumer drawing that
consumer’s attention to the default. Once the notice has been given to the consumer and the
consumer either ignores the notice or rejects any proposals for settlement that may be
contained in that notice and after 10 business days have elapsed, proceedings can be
- A doctor may not ask for an 'up front' payment before a service is rendered. This is only
allowed in certain cases of cosmetic or corrective surgery where the patient has been
informed about this arrangement beforehand. Some medical schemes require patients to pay
a levy/co-payment when visiting a doctor. This is not regarded as advanced payment.
- It is the patient's responsibility to obtain an authorisation number from the medical scheme
before going for an operation or an expensive diagnostic procedure. Ask the doctor's staff for
the code(s) to be used for your treatment to speed up your pre-authorisation process.
Cost of Treatment
- You are advised to negotiate fees with all the members of the surgical team when going for
an operation. Do not assume that if the surgeon charges medical scheme benefits, that the
assistant(s), anaesthesiologist and other service providers will do the same.
- A doctor may not provide your medical or personal information to a third party without your
written consent. When signing any documents, make sure that you understand the contents
of the document,
Complaints & Enquiries
- Hospital accounts: phone the Hospital Association of South Africa on 011 784 6828, fax 011
784 6825 or email: firstname.lastname@example.org
- Unethical behaviour of doctors: submit complaints in writing to the Health Professions
Council of South Africa, PO Box 205, Pretoria, 0001 or fax 012 328 5120.
- Medical schemes: contact the Council for Medical Schemes on 086 112 3267 or fax 086 673
2466 or email: email@example.com.
- Nursing queries: phone 012 420 1000 or fax 012 343 5400 or email: firstname.lastname@example.org
PO Box 74789, Lynwood Ridge 0040,
Block F, Castle Walk Corporate Park, Nossob Street,
Erasmuskloof, Pretoria 0181
Tel +27(0) 12 481 2000, Fax +27(0) 12 481 2100
(Association incorporated under section 21,
Reg. No. 1927/000136/08)